ABOUT US
Financial strength begins with a solid foundation. 1OAK Strategies helps individuals and business owners rebuild credit and secure funding through strategic, results-driven solutions
Our certified credit experts remove inaccurate or unfair negative items from credit reports, restoring accuracy and improving scores. Once your credit is strong, our business funding programs provide the capital and guidance needed to launch, grow, or stabilize your business
With a focus on transparency, personalized strategies, and measurable results, 1OAK Strategies is your partner in building stronger credit, stronger businesses, and a stronger financial future.
OUR SERVICES
Hard Inquiry Removal
Allow 1OAK credit specialists to assist you in removing unwanted inquiries that are hurting you from getting approved for credit. This service will remove one inquiry per credit bureau that are not attached to open active accounts.
Derragatory Account Removal
Allow 1OAK credit specialists to assist you in removing Negative accounts that are hurting you from getting approved for credit. This service disputes all Negative accounts per credit bureau. This service removes collections, repos, child support & foreclosure accounts. This service does not include student loans, bankruptcy's or inquiries.
Bankruptcy Removal
Allow 1OAK credit specialists to assist you in removing Bankruptcy accounts that are hurting you from getting approved for credit. This service will remove All bankruptcy accounts per credit bureau. There are 3 credit bureau's (Experian, Transunion, Equifax). If you have bankruptcy reporting on all 3 credit bureaus, you will have to adjust your item quantity to 3.
HOW IT WORKS
1. INITIAL CONSULTATION
We'll begin with a 1-on-1 personalized consultation where we review your current credit report in detail, discuss your financial goals, and answer any questions to ensure you feel confident about starting the process.
2. ONBOARDING PROCESS
After payment has been sent you will receive two emails that you must complete and will also give you access to our client tracking portal app. This is where you'll be providing required documents (e.g. ID, credit monitoring credentials and proof of address)
3. CREDIT ANALYSIS
Our expert team will conduct a thorough analysis of your credit report, identifying all inaccuracies, late payments, collections, or other negative items, and develop a tailored strategy to address each issue effectively.
4. DISPUTE PROCESS
We'll prepare and submit detailed dispute letters to the credit reporting agencies on your behalf to challenge inaccurate or unverifiable information (bureaus typically take 30-45 days to respond to each dispute), ensuring all claims are well documented and compliant with regulations. Every 30-45 days you will receive a progress report of what has been removed and what still needs to be disputed for another round
REPAIR PACKAGES
What’s Possible.
APARTMENT/MORTGAGE APPROVAL
1OAK specializes in optimizing your financial profile to ensure you meet the specific underwriting criteria of top lenders/landlords.
VEHICLE APPROVAL
1OAK specializes in credit engineering to ensure your profile meets the 'Auto-Enhanced' FICO requirements used by major lenders. Our goal is to maximize your borrowing power by identifying and removing 'interest-rate killers' from your report.
FUNDING & LLC FORMATION
Our goal is to build a profile that achieves automated approval, bypassing the need for manual review and intrusive income verification. We help you build a robust business credit profile (Dun & Bradstreet, Experian Business) so you can secure funding based on the company's EIN, protecting your personal assets.
CHECK OUT OUR RESULTS
